The Basics of Baccarat


Baccarat is one of the world’s most popular games. Its mystique evokes images of high rollers in opulent casinos. But this exciting card game is actually quite simple.

Players make a bet on either the Player, Banker or Tie. When all bets are placed, the dealer deals two cards to each hand. All cards are valued by their pip value except Aces and face cards, which carry a value of 1.

Game rules

Before you start betting on baccarat, it is important to understand the rules of the game. In baccarat, two cards are dealt to the Player and Banker. A point count is then determined and the hand that gets closer to nine wins. If either hand has a natural (a total of 8 or 9), then no additional cards are drawn and the round is over.

If neither the player nor the banker has a winning hand, then the game ends in a tie. In this case, the bets placed on the Player and Banker are returned, while the bets placed on the Tie are paid.

Baccarat has a reputation for being difficult, but the rules are actually quite simple. The game has only three possible outcomes: the player wins, the banker wins, or there is a tie. A croupier deals the cards and announces the results. Baccarat is a popular game in casinos worldwide. It is also a favorite of the character James Bond in Ian Fleming’s novels.


A baccarat game is played with standard decks of cards and can be found from sticky California card rooms to the tuxedo-laden casinos of Monaco. The game’s objective is to get a hand total closest to nine without going over. The final digit of the total is determined by adding the value of each card. A face card is worth zero, while an ace counts as one.

The game also offers a variety of side bets with different payouts. The most common side bets include a Pair, Either Pair, and the Tie. The Pair bet pays if the Banker’s and Player’s hands have a matching pair on their first two cards. A winning Tie bet pays 8:1.

Another popular side bet is the Dragon Bonus. This bet wins if the player’s or banker’s hand is a natural and beats the losing side by a significant margin. The payout is based on the number of nines between the Player and Banker’s first two cards and whether they are suited.


Baccarat offers a variety of payouts depending on which bet you place. Players can bet on the Banker, Player or a Tie. The cards are dealt from a shoe and the winning hand is the one that comes closest to nine. In addition, players can also make side bets like the ’Big Tiger’, ’Small Tiger’ and ’Tiger Pair’ which pay out higher amounts if either the Banker or Player hand form a pair.

In a standard game of baccarat, a winning Banker bet pays 1:1. A winning Tie bet offers 8 to 1. Some casinos offer no commission baccarat, which changes the house edge to 1.06%. Eight decks of cards are used and face cards count as zero and aces count as one. There are also several other side bets available, but they come with a higher house edge than betting on the Banker or Player hands. Often, these bets are offered to spice up the game and don’t always offer better odds than the main bets.


Baccarat is an easy casino game to learn. It uses one standard deck of cards shuffled and dealt in a shoe or dealing box. The dealer and player each have a betting area. Bets can be placed on the Banker hand, the Player’s hand, or a tie. The winning bets payout based on the odds. A Banker bet is a safer wager because it offers a lower house edge. However, the house will take a 5% commission on all cash wins.

Players should try to avoid the riskier Tie bet and stick to Player/Banker bets. They should also try to work out what they would be happy with as a maximum win and stop gambling when they reach that figure. This strategy will help them to keep their losses to a minimum and prevent them from getting drawn into chasing losing streaks. Players can also use positive progression strategies which increase their bet size after each win.