Baccarat Strategy

In baccarat the payouts on Player and Banker bets are very high. This can be tempting to wager a lot of money, but it’s important to set a gambling limit before playing and quit while ahead.

A new study funded by Japanese casino operator Saga Sammy offers insight into risky gambling behaviour in baccarat. It reveals that repeated betting behaviour increases after sequential winning but decreases after consecutive losses.

Game rules

Baccarat is one of the simpler casino games to play, and it’s also among the safer. It uses a standard 52-card deck that is shuffled before each hand. The player and banker hands are dealt two cards each, and the winner is the one with a total that’s closest to nine. The value of each card is determined by its pip count, with tens and nines counting as zero and face cards counting as one.

The rules of the game vary slightly depending on whether you’re playing punto banco or chemin de fer, but the basics are pretty much the same. Players place a wager on the Banker or Player hand, and the goal is to correctly predict which will be the winning hand. A bet on a winning Banker hand qualifies for a 1 to 1 payout, but you’ll have to pay a 5% commission if you win a bet on a Player hand.


Baccarat is one of the most popular casino games, and it offers players a variety of betting options. In addition, the game has a moderately low house edge and simple rules. However, players should be aware of the different types of bets before they play.

The ‘Banker’ bet is the most common wager, as it has the lowest house edge and pays off 1 to 1. However, players should note that a 5% commission is applied to winning Banker bets.

The ‘Player’ bet is also highly recommended as it has the highest payout percentage. Nevertheless, it is essential to set a budget and stick to it. This will help you avoid huge losses and keep you in control of your gambling activities.


Baccarat has a moderately simple game process and a number of different bet options. The game is very enticing and attracts a diverse group of players online and in land casinos. It is important to know the game’s rules and payouts before you play.

A player’s ’Player’ and ’Banker’ bets pay out 1 to 1, while the ‘Tie’ bet pays 8:1. In addition, some baccarat games offer side bets with different payouts. For example, the Dragon Bonus bet on a Player or Banker hand that wins with nine points pays 30 to 1.

To avoid losing your money too quickly, it is advisable to learn some betting strategies. Some of these strategies can increase your long-term winnings. For instance, the Martingale system can be applied to baccarat as well as other casino games with even money payouts. Other methods include setting spending limits and establishing bankrolls from the start. The 1-3-2-4 system is another strategy that can help you stretch your bankroll.


Some online baccarat sites offer slight variations in the rules, types of bets and payouts. These variations should be taken into consideration when planning your baccarat strategy. For example, some baccarat variants allow players to bend, fold or twist the cards during the dealing process, which adds to the tactile fun of the game. However, this does not change the rules of play and should not affect the outcome of the hand.

Another variation of baccarat is known as EZ Baccarat. This is a version of the game that pays winning player bets even money and leaves the banker bets with a house edge of 1.2351%. This house edge is achieved by replacing the commission with a smaller payout reduction for a winning banker bet of six or higher.

EZ Baccarat also features the Dragon 7 side bet, which is similar to the banker bet but pays 40:1 instead of a push on a banker win with three cards. This variation is popular with high rollers and offers a number of big bet options.