What Is Baccarat?

From sticky-floor California card rooms to tuxedo-laden Monaco casino pits, baccarat is becoming familiar to more and more American gamblers. Yet it remains a game shrouded in secrecy.

A baccarat player can wager on the Banker hand winning, the player’s hand winning, or a tie. Wagers are paid out according to the results of each round.

Game rules

Baccarat is played on a table and involves betting on either the Player, Banker, or Tie. Two cards are dealt to each hand, and the winner is determined by which one is closest to nine. Totals are calculated by adding up the value of all the cards in a hand, but the first digit is not taken into account.

When a Player hand totals 8 or 9, it is called a “natural,” and no third card is drawn. The banker follows the same rules, drawing a third card for hands with 5 or less and standing with hands of 6 or 7.

There are many different strategies used to play baccarat. Some involve positive progression systems, in which players increase their bet size after a win and decrease it after a loss. Another popular strategy is the Martingale system, in which bettors double their bet after every loss. This type of strategy is more dangerous to your bankroll, but it can also help you recover from a losing streak quickly.


Baccarat is a game of chance, but some players prefer to add more variety to their gaming experience by making side bets. These wagers pay out if the banker or player wins with a hand containing a particular pair of cards. These bets are usually marked on the table and include Banker Pair and Player Pair.

These side bets can also help players stretch their bankrolls. In addition, they can reduce the amount they lose on losing streaks. However, it is important to remember that the house edge remains the same, no matter what strategy you use.

Another way to minimize your losses is to play short sessions. This can prevent the house edge from catching up to you. In addition, try to find games with fewer decks of cards. They will offer a lower variance and a lower house edge on the banker bet. This can make your gaming experience more consistent and less stressful.


Baccarat is a fun and easy game to play, but its rules can be confusing. Wagers are paid out based on the outcome of the hand and the odds of winning or losing. The odds on a Player and Banker wager are even money, but a Tie bet offers a much higher payout.

A winning Player/Banker pair pays out 11:1. A winning tie bet qualifies for a payout of 8:1. However, the banker’s side must pay a 5% commission on all wins. This is to compensate for the banker’s slight advantage in terms of house edge over the player hand.

There are also several other side bets that offer great payouts. These include the Small Tiger, where you win if the Banker’s first two cards are of the same number or suit. The Royal 9 is another popular side bet that pays out 40:1. It’s important to set a win limit for yourself and cash out when you reach it.


Baccarat is a popular casino game that’s available at online and land-based casinos. It’s offered in many variations, with the most common being Punto Blanco and EZ Baccarat. The latter is a simpler version that eliminates the need to calculate commissions and pays out player and banker bets at 1:1, whilst the Tie bet offers odds of 8:1.

Other baccarat variants include Baccarat Control Squeeze and Super 6. Both offer similar rules, payouts, and betting options as the standard game but feature different rituals on the table. Control squeeze has a lower house edge than standard baccarat and players are paid even money on Player bets and 95% of their stake on winning Banker bets.

Another baccarat variation is Chemin de Fer, which was created in France and became a popular casino game worldwide. It features a group of players at a table and is played against the banker. The game’s bankroll is financed by the casino, which sets a limit for winning wagers before each round.