Baccarat Basics


Baccarat is played with eight (and sometimes six) decks of cards that are dealt from a dealing shoe. The game is based on totals, and the goal is to get closer to nine than the other hand. Cards 2 through 9 are worth their numerical value, while 10s, Jacks, and Queens count as zero and Aces as one.

Game rules

In online baccarat, players place their bets before the cards are dealt. They can choose to bet on the Player, Banker, or a tie. The goal of the game is to have a hand that totals closest to nine. The value of a hand is determined by the sum of its pips, which are the dots on each card that represent clubs, diamonds, and hearts. Face cards count as zero, while aces are worth one point.

The game’s rules are very simple. The dealer deals two cards to the Player and the Banker. The values of each hand are compared, and the winner is declared if the total is eight or nine. If the total is ten or more, then the hand must draw a third card. Otherwise, the hand stands. Baccarat’s third-card rule can be confusing for new players. Luckily, there are charts that automatically tell the player whether or not the Banker must draw a third card.


Baccarat is a game of chance that has relatively simple rules and various betting options. Players can choose to place a wager on the Player hand, Banker hand or Tie. Each bet option has a different payout rate. The bet areas are clearly labelled so players can easily identify where to place their chips.

Another tip for winning baccarat is to use the Paroli System, which is an alternative to the Martingale strategy. It involves doubling your bet every time you win and then returning to the initial bet size after losing.

There are also side bets, such as the Dragon Bonus, which pays out based on the poker value of the first two cards of the Player and Banker hands. This is a popular side bet in commission-free baccarat and can pay up to 40:1. Picture cards and tens are worth zero points while numbered cards from 9 to 12 are worth their face value.


There are several types of payouts available for baccarat. The most common is the player hand, which pays out 1:1 if it wins. The banker hand is the second-most popular option, paying out 9.51% of your stake. If neither the banker nor the player has a natural, a third card is drawn to determine which hand is the winner.

Players can also place side bets like Mini Royal, which pays based on the poker value of the first two cards in both the Banker and Player hands. A winning pair will pay out 250:1. Another side bet is the Bellagio Match, which pays out on the first two cards matching in suit and number.

A score sheet is also available at live baccarat tables to help players keep track of their winnings and losses. The score sheets are useful in identifying the best plays and improving the long-term results of their betting strategies. The 1-3-2-4 strategy is a reinvention of this method, which reduces the final bet by two units to avoid losing streaks and big bets.


Throughout the years, numerous variations of baccarat have been designed in an attempt to make this classic casino game more exciting and enthralling. While some of these variations have not managed to keep gamblers’ attention, others have risen in popularity. Some of these variations may offer lower house edges, while others can provide unique betting options or gameplay styles.

A favored variation of baccarat among players is EZ baccarat, which removes the 5% banker commission for winning wagers. This version of the game also uses a different system for calculating hand values. If a hand totals more than nine, the first digit must be dropped to determine its true value.

Another baccarat variation is Dragon Tiger, which offers fast-paced gaming and an easy-to-learn rule set. This version is ideal for those who are just starting out and looking for a streamlined experience. However, it is still important to practice money management when playing this game. This includes setting win goals and loss limits.